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Lone Star's Personal CDs give you the security and flexibility to maximize your return. With our No Penalty CD, you can be comfortable that your investment will grow without worrying about not having access to you funds prior to the maturity date. Or if one of our fixed rate cds is your preference, there are many term lengths to choose from. Whichever CD your choose with Lone Star, we're here to help you reach your financial goals.
 
  Fixed Rate CD     Jumbo Fixed Rate CD
Minimum to open: $1000   Minimum to open: $100,000
Terms: 3, 6, 12, 36, & 60 months   Terms: 3, 6, 12, 36, & 60 months
Partial Withdrawals: Partial Withdrawals:
      3, 6, & 12 months - 1 withdrawal        3, 6, & 12 months - 1 withdrawal
                  with penalty                  with penalty
      36 & 60 months - 2 withdrawals        36 & 60 months - 2 withdrawals
                  with penalty                    with penalty
Early Withdrawal Penalty:   Early Withdrawal Penalty:
       3, 6, & 12 months - 30 days         3, 6, & 12 months - 30 days
                  interest on principal                    interest on principal amount
                  amount withdrawn                    withdrawn
       36 & 60 months - 90 days         36 & 60 months - 90 days interest
                  intereston principal                    on principal amount
                  amount withdrawn                    withdrawn
No Additional Deposits Allowed No Additional Deposits Allowed
Automatic Renewal   Automatic Renewal
10 Day Grace period after maturity to   10 Day Grace period after maturity to
          withdraw without penalty                   withdraw without penalty
Interest compounded quarterly, paid   Interest compounded quarterly, paid
          quarterly                     quarterly
  Variable Rate CD     No Penalty Fixed Rate CD
Minimum to open: $1000   Minimum to open: $5000
Term: 12 months Term: 18 months
1 Withdrawal with Penalty   1 Withdrawal allowed without Penalty
Early Withdrawal Penalty: No Early Withdrawal Penalty
         30 days interest on principal  
                 amount withdrawn  
No Additional Deposits Allowed   No Additional Deposits Allowed
Automatic Renewal Automatic Renewal
10 Day Grace period after maturity to   10 Day Grace period after maturity to
         withdraw without penalty                   withdraw without penalty
Interest Rate adjusted monthly,   Interest compounded quarterly, paid
        compounded quarterly. Interest                 quarterly
        adjusted based on the One Year  
        Constant Maturity Treasury Rate  
        is made available by the Federal  
        Reserve Board and is published         Periodically in the Wall Street  
       Journal .  
 
Personal Products
Personal Checking Accounts
Personal Savings / Money Market
Personal CDs
Personal IRAs
Personal Loans
Banking Services
E-Banking
E-Statements
Online Bill Pay
Telephone Banking
ATM / Debit Card
Personal Services
Wire Transfers
 
 
  Member FDIC Equal Housing Lender  © Lone Star State Bancshares, Inc. 2009