Home       About Us      Contact Us     Privacy Policy
 
   

Lone Star offers a variety of Personal Checking Accounts that are unique to your personal needs. From our popular Smart Checking to the versatile Lone Star Connection Account, you have the flexibility to choose a product that is right for you. Take a look at our checking account options below and you will see that Lone Star has just the account for you.

 
  Freedom Checking     Smart Checking
Minimum to open: $100   Minimum to open: $100
No Required Average Daily Balance   $500 Average Daily Balance
             required to avoid monthly
             service fee of $5
No Monthly Service Fee    Unlimited Transactions    
Unlimited Transactions   Free Initial order of checks*
Free Initial order of checks*   Free Check Images
Free ATM / Debit Card   Free ATM/Debit Card
Free E-Banking   Free E-Banking
    Free Online Bill Pay
*Wallet bank stock checks only, no   *Wallet bank stock checks or
        duplicates            duplicates
     
     
  Interest Checking     Lone Star Elite (55 or over)
Minimum to open: $1000   Minimum to open: $100
$1000 Average Daily Balance   $250 Average Daily Balance
        required to avoid monthly service           required to avoid monthly
        fee of $10           service fee of $5
Unlimited Transactions   Unlimited Transactions
Free Initial order of checks*   Free Checks*
Free Check Images   Free Check Images
Free ATM / Debit Card   Free ATM / Debit Card
Free E-Banking   Free E-Banking
     
Free Online Bill Pay   Free Online Bill Pay
Free Cashier's Checks   Free Cashier's Checks
Free Traveler's Checks (1 signer)   Free Traveler's Checks (1 signer)
Interest compounded daily, paid   25 Bonus points on one CD
       monthly**    
*Wallet bank stock checks or   *Wallet bank stock checks or
      duplicates          duplicates
**Interest Tiers    
Tier 1 - $0 to $4,999    
Tier 2 - $5,000 to $24,999    
Tier 3 - $25,000 to $49,999    
Tier 4 - $50,000 to $99,999    
Tier 5 - $100,000 or greater    
  Lone Star Connection     Student Checking
Minimum to open: $2500   Minimum to open: $100
$50,000 Average Daily Combined   No Minimum Balance Required
       balance to avoid monthly service    
       fee of $15    
Unlimited Transactions   No Monthly Service Fee
Free Checks*   Unlimited Transactions
Free Check Images   Free Initial order of checks*
Free ATM / Debit Card   Free ATM / Debit Card
Free E-Banking   Free E-Banking
Free Online Bill Pay   Free Online Bill Pay
Free Cashier's Checks   *School Logo checks, wallet bank
             stock checks, or duplicates
Free Traveler's Checks    
Interest Compounded daily, paid    
        monthly**    
25 Bonus points on CDs    
1/2 point discount on non-real estate    
       loan    
Eligible to apply for platinum credit    
       card    
Combined statements available    
Free Account statement printouts    
Free zipper bag    
*Wallet bank stock checks,    
           duplicates, or customer    
           creations checks    
**Interest Tiers    
Tier 1 - $0 to $4,999    
Tier 2 - $5,000 to $24,999    
Tier 3 - $25,000 to $49,999    
Tier 4 - $50,000 to $99,999    
Tier 5 - $100,000 or greater    
 
Personal Products
Personal Checking Accounts
Personal Savings / Money Market
Personal CDs
Personal IRAs
Personal Loans
Banking Services
E-Banking
E-Statements
Online Bill Pay
Telephone Banking
ATM / Debit Card
Personal Services
Wire Transfers
 
 
  Member FDIC Equal Housing Lender